Disability Income Insurance  

If you were to become disabled due to an illness or injury, how would your cash flow be affected? Would you have enough income to meet monthly expenses? This calculator can help you estimate your need for income protection in the event you become disabled.

     


What are your current monthly expenses?

$

How much additional monthly expenses might you have if you were disabled?
(E.g., COBRA premiums, nursing care, etc.)

$

What is your estimated monthly income during an extended disability?

$

What monthly funds are available from other/retirement assets?

$
 

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. Calculators provided by Emerald Connect, Inc.

   
   
Otis Consulting
10616 E. Valleyway Ave. Spokane Valley, WA 99206
Phone: (509) 327-9603
1-877-531-1800
Fax: (509) 323-1395
michael@frpfinancial.com

Registered Representative of and securities offered through ING Financial Partners, Inc., member FINRA, SIPC.

Federal and state insurance and securities rules and regulations prohibit registered representative(s) and/or investment adviser representative(s) from soliciting, offering and selling any insurance or securities products or providing investment advice until they are properly registered and licensed in each state jurisdiction.

The registered representative(s) and/or investment adviser representative(s) listed on this website are licensed and registered in the following states:

We are licensed to sell Insurance Products in ID,MT,WA.

We are registered to sell Securities in CO,ID,MT,PA,WA.

Due to various state regulations and registration requirements concerning the dissemination of information regarding investment products and services, we are currently required to limit access of the following pages to individuals residing in states where we are currently registered.  A Broker/Dealer, Registered Investment Adviser, Registered Representative or Investment Adviser Representative may only transact business in a particular state after licensure or satisfying qualification requirements of that state, or only if they are excluded or exempted from the state's Broker/Dealer, Registered Investment Adviser, Registered Representative or Investment Adviser Representative requirements, as the case may be; and follow-up, individualized responses to consumers in a particular state by a Broker/Dealer, Registered Investment Adviser, Registered Representative or Investment Adviser Representative that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state's Broker/Dealer, Registered Investment Adviser, Registered Representative or Investment Adviser Representative requirements, or pursuant to an applicable state exemption or exclusion. 

The information on this website is intended for use only by residents of the states listed below.  Securities related services may not be provided to individuals residing in any state not listed.  We are licensed to sell Insurance Products in Idaho, Montana, Washington and Maryland.  We are registered to sell Securities in Colorado, Idaho, Montana, Pennsylvania and Washington.

FRP Financial, Inc. is not a subsidiary or nor controlled by ING Financial Partners, Inc.

 

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